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Our Services

We offer advice and quotations on the full range of insurance products and policies, with a wide range of Providers. The following are a selection of what we offer:

Public Liability: this covers the cost of legal action and compensation claims made against your business if a third party is injured or their property suffers damage whilst at your business premises or when you are working in their home, office or business property.

Products Liability: this provides protection against financial loss arising out of the legal liability incurred by an insured because of injury or damage resulting from the use of a covered product or out of the liability incurred by a contractor after a job is completed.

Employers Liability: The Employers' Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims. Employers' liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness whether they are caused on or off site.

Legal Expenses: is a type of insurance which covers policyholders against the potential costs of legal action brought by or against the policyholder.

Directors & Officers: is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defence costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

Professional Indemnity: covers legal costs and expenses incurred in your defence, as well as any costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money.

We offer services to most trades, but specialise in:

  • I.T. Contractors and Website developers
  • Business Consultants & Advisors (sole director firms)
  • Tradesmen
  • Hot Tub Hire
  • Bowling Clubs
  • Shops including off-licences
  • Property owners
  • Event organisers